Pembroke, Petawawa and Renfrew real estate and homes for sale in Ontario - The Drew Scott Team, REALTORS® The Drew Scott Team REALTORS(r) for Pembroke, Petawawa and Renfrew, Ontario real estate - NUMBER1EXPERTS™ The Drew Scott Team NUMBER1EXPERTS(tm) for Pembroke, Petawawa and Renfrew, Ontario real estate
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The Drew Scott Team, REALTOR®, real estate agents and broker for Pembroke, Petawawa and Renfrew Ontario home listings, property and land for sale - NUMBER1EXPERT(tm)






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Real Estate Tips
Financing Your Home >Assuming a Mortgage

You may be able to assume the seller's mortgage liability when buying a house instead of having to apply for a new loan.

Assuming a loan could minimize your down payment or closing costs and get you a more advantageous interest rate. To know whether an assumption will work, find out the loan balance. If the balance is a small fraction of the purchase price, you will have to come up with a large down payment or get a second loan for the difference, unless the seller is willing to provide some of the financing. If the loan balance is high, the loan may have been made when interest rates were higher than they are today.

Most newer loans that are assumable have adjustable rates. If you are considering an assumption because of credit problems, you will need the lender's approval to make the transaction work.

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Real Estate Trivia
Q 
Where can you find the world's largest residential palace?

A 
The Istana Nurul Iman, palace of the Sultan of Brunei, includes 2,152,782 square feet, 1,788 rooms, 257 bathrooms and a 110-car garage.
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The Drew Scott Team, REALTOR®, real estate agents and broker for Pembroke, Petawawa and Renfrew Ontario home listings, property and land for sale - NUMBER1EXPERT(tm)

The Drew Scott Team
RE/MAX Pembroke Realty Ltd.

182 Pembroke Street East
Pembroke, ON Canada K8A 3J7
Phone #: 613-732-3601
613-735-8188
866-735-8188
Fax #: 613-732-0999
Email: Drew@DrewScottHomes.com

The Drew Scott Team has experience in all aspects of Real Estate. Our unique approach guarantees your needs are handled professionally and timely. The Drew Scott Team specializes in serving Petawawa, Pembroke and Renfrew County. Always putting you first!

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